Common misconceptions about achieving a perfect credit score

Randy has a credit score of 850. According to FICO, the most popular scoring form, this is as good as it gets. However, one line on his credit report said he could lower his utilization rate, so he immediately paid off the remainder of his auto loan in one $6,000 payment — then his score … Read more

There is still time to get health insurance through a public exchange

camera rolls | E + | Getty Images Anyone without health insurance has about two weeks left to get 2023 coverage through the public market — and subsidies can make it more affordable. Open enrollment in the federal healthcare exchange lasts through January 15, with coverage going into effect February 1 (If your state has … Read more