The US unemployment system continues to suffer from post-pandemic 3-year delays

People wait in line to attend the job fair at SoFi Stadium on September 9, 2021 in Inglewood, California. Patrick T Fallon | Afp | Getty Images These days the United States unemployment system It is kind of an anomaly. Almost three years after the outbreak of the Covid-19 pandemic The worst unemployment crisis in … Read more

Two-fifths of older workers are “delaying retirement” because of inflation, markets

There’s a new survey out, and everything about it pisses me off. Retirement confidence is very low. Retirement anxiety is the way to go. Women in particular sacrifice their retirement plans to provide financial assistance to “family members” (adult children, presumably) or friends. Basic knowledge of retirement is minimal. Read: Boost your bank account by … Read more

Common misconceptions about achieving a perfect credit score

Randy has a credit score of 850. According to FICO, the most popular scoring form, this is as good as it gets. However, one line on his credit report said he could lower his utilization rate, so he immediately paid off the remainder of his auto loan in one $6,000 payment — then his score … Read more

Here’s how to report Roth IRA transfers on your taxes

If you made a transfer to a Roth individual retirement account in 2022, you may have a more complex tax return this season, experts say. Pre-tax transfer strategy Non-deductible IRA Funds to a Roth IRA for tax-free future growth tend to be more common during a Stock market downturn Because you can transfer more assets … Read more

How to Use Debt to Build Wealth | Family finance

according to Federal Reserve Bank of New YorkUS household debt totaled $16.51 trillion in the third quarter of 2022, an increase of 2.2% from the second quarter of the year. But while debt often gets a bad rap in personal finance circles, it isn’t always detrimental to personal finances. “Debt can be a very powerful … Read more

27% of checking account holders pay fees. How to avoid them

Even with the wide availability of free checking services, more than a quarter of checking account holders – 27% – pay a fee each month. For consumers who don’t take advantage of free checking, those fees add up to an average of $24 per month, or $288 per year, according to New survey from Bankrate.com. … Read more

How pay transparency can affect your job search or raise

Knowing if you get paid fairly for the work you do is a puzzle shrouded in lack of information. However, that may change, and pay transparency could be the catalyst. It’s a growing trend for companies to disclose what drives an existing job or job opening – whether it’s voluntarily or because governments mandate it. … Read more

How pay transparency can affect your job search or raise

Knowing if you get paid fairly for the work you do is a puzzle shrouded in lack of information. However, that may change, and pay transparency could be the catalyst. It’s a growing trend for companies to disclose what drives an existing job or job opening – whether it’s voluntarily or because governments mandate it. … Read more

Personal Finance: How a regular withdrawal plan might work for retirees

“In the annuity market, the amount remains fixed and so in the beginning, it may be a decent amount but as the years go by, the value of this money decreases. In this regard, we assume that the withdrawal will increase by 6% every year and this is also after taking into account the capital … Read more

Personal Financial Advice, True Crime, Hollywood Insider and Damar Hamlin

Keep scrolling for our latest podcasts covering a variety of topics including finance, crime, entertainment, sports, ethics, weather, and more. Start listening now! Do you have valid bank accounts? Most of us have a checking and savings account and that can be a good thing. But there is also the possibility that circumstances may have … Read more