Save your money and keep your cool – Black Friday starts now

Tommy Tindall October is the new Black Friday. At least that’s the impression some retailers give. Target and Amazon are heading into the hot month with big discount events this week and the next in a row. Shoppers may find early sales a good way to do this Saving Money On gifts now. But don’t … Read more

3 steps to reduce the cost of your debt

Sarah Rathner Does the thought of dealing with your debt make you want to go back to bed? More than 1 in 5 Americans (22%) are likely to put off a debt repayment plan, according to June 2022 survey From NerdWallet made online by Harris Poll. That’s a lot of procrastination, and it’s no wonder … Read more

Can’t qualify for a personal loan? 4 alternatives to try

By ANNIE MILLERBERND from NerdWallet Personal loans provide fast, unsecured money that can pay off anything from home repairs to medical emergencies. Instead of asking for collateral like a house or a car, many prefer advanced lenders with strong credit and high incomes. But what if you do not meet the requirements of the lender? … Read more

Early Social Security Demands, Prepare for This Big Change in 2023

(Kylie Hagen) We’re only a few weeks away from figuring out what kind of a Cost of Living Adjustment (COLA) Social Security recipients can expect in 2023. While this is a pretty big deal, it’s not the only exciting change coming to the program next year. Workers who claim Social Security early may notice a … Read more

2023 will bring historic changes for retirees on Social Security

(Katie Brockman) Social Security can go a long way toward making retirement more affordable, but as inflation continues to rise, it is becoming increasingly difficult for fixed-income retirees to make ends meet. Fortunately, relief could be on the horizon. Next month, the Social Security Administration (SSA) will announce cost of living (COLA) for the year … Read more

Gates Foundation urges UN and honors inspiration as goalkeeper | Health, medicine and fitness

By Thalia Petty, Associated Press New York (AFP) – Bill Gates and Melinda French Gates combined distinctive optimism with sobering questions about persistent gender inequality and hunger at an event focused on reaching global development goals, held by the Gates Foundation on the sidelines of the United Nations General Assembly. Bill Gates made the case … Read more

Deer spread Lyme ticks in suburban backyards | Health, medicine and fitness

Stephen Renberg TUESDAY, Sept. 20, 2022 (HealthDay News) — They look so cute, quietly grazing in your own backyard. A new study has found that increasing numbers of white-tailed deer in the northeastern United States could help the spread of Lyme disease and another tick-borne disease, anaplasmosis, especially in suburban areas. search pointing to That … Read more

1 thing you should check before claiming Social Security | Smart Change: Personal Finance

(Adam Levy) As you approach your retirement date, it’s time to start defining your plans more precisely. A large part of any retirement plan is Social Security. Although there may be discussion about the optimal time to apply and different claiming strategies to improve your money, there is one thing you should check, no matter … Read more

Here’s how an increase in federal interest rates will affect your retirement plan — for better or worse Personal Finance

(Ryan Downey) The stock market fell this week after August Consumer Price Index He noted that inflation was higher than expected. Combined with the decent employment report, this inflation data opened the door to continued interest rate hikes by the Federal Reserve. Higher rates will have a few significant impacts on different asset classes, and … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | personal financing

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more